Create the life you want
Create the life you want
Create the life you want
“The combination of the global financial crisis, a large amount of media regarding a small amount of unscrupulous Financial planners, and the relentless campaign of Industry Super Fund commercials is the perfect recipe for a lot of Australians to view financial planning and planners with scepticism and caution…”
“For quite some time I was in that category. However, one the most confident decisions I have ever made was to become a client of Phil Windsor of Chrysalis Lifestyle Planning.
Industry Funds harp on about low fees and not paying commissions. What these funds don’t disclose is that funds like these neglect to reveal that once you have selected an investment option, you super is on automatic pilot, save for any changes that you’d like to make. You get what you pay for, and this means no personalised advice. These funds are low fees / low cost for a reason, in that your funds and you personally, are largely generic against a large pool of many others. It was this aspect of my own Superannuation that concerned me.
Since I joined Phil in late 2011 to now as I pen this (Dec 2013), my superannuation balance is $50,000 higher, net of all fees and commissions, compared to the returns I would have made with the same risk profile with the Industry Super fund I left. The vast improvements of my super balance are due to the hands on approach and care that Phil and his team has applied to my personal situation. What makes the better financial position I’m now in even more satisfying is that my personal insurances are now largely paid through my super fund, a big saving on day to day living expenses.
As an Economist, whilst I have an above average understanding of Financial market movements, the impact of risks, and changes in the economy that are likely to impact on investments, I simply don’t have the time resources to dedicate to managing my own super, which if it is to be done properly is a full time job. In addition there are ongoing regulatory risks, changes to Government rules and regulations, which for the layperson are difficult to be across at all times. Phil and his team are a sound choice for anybody who wants to improve their wealth now and into the future. I cannot recommend Phil more highly.”
Deanne Bennett & Family
“We were very fortunate in meeting Phil Windsor from Chrysalis Lifestyle Planning 4 years ago and he has become our financial adviser…”
“Phil and his team have been advising our family on various financial issues and planning over the last 12-18 months both personally and within our business activities. Phil Windsor is dedicated to providing the very best service and advice in all aspects of the financial industry, and has proven time and time again to go well beyond the expected service of a typical planner. I have and will continue to have absolutely no hesitation in recommending the services of Phil Windsor and the team at Chrysalis Lifestyle Planning.“
“I am a widow not too far from wanting to partially retire. Due to life’s happenings, I believed I would have to be working for as long as I was able in order to keep my modest home and minimal lifestyle…“
“Fortunately for me, a dear friend introduce me to Chrysalis Lifestyle Planning. Phil Windsor and his wonderful associates, Jo, Janet and Marcia helped me achieve a safe and assured income.
Their guidance and thorough knowledge of the financial world have put me in a position of allowing me to look forward to being able to partially retire, yet still live a reasonably comfortable lifestyle. Most importantly, I get to keep my home.
With their planning, help and knowledge of the Centrelink quagmire I now find myself a lot less afraid of the future.”
“I have known Phil for over 30 years. Originally I worked with him in the aviation industry, then his path took him in a different, financial, direction…“
“Phil has been advising me about my financial affairs and controlling my superannuation for the last 9 years. The service is exceptional and the results very positive.
Chrysalis Lifestyle Planning is a small company. Phil and his team work like a family and like to include all their clients in their family. The advice, communication and service are second to none. The financial results Phil has achieved for me in the last 9 years far exceed the results achieved over 30 years I spent with my previous superannuation company. I highly recommend Phil and his team to handle your financial situation.”
Noel and Diane Price
“To Phil and all the Chrysalis Team, Just a short note to say a big “Thank You” to yourself and all your staff at Chrysalis Lifestyle Planning for what you have been able to achieve on behalf of both Diane and myself…”
“When one of my work colleagues suggested that I should see both you and the team at Chrysalis about superannuation, I had no idea just how pivotal that decision would turn out to be. Although I was currently in what was considered to be one of the better superannuation schemes around, I knew so little about what was actually involved in the business process of financial and investment planning and I have you to thank for opening my eyes to the true potentials and rewards that strategic investment planning can yield.
I always thought that my existing super fund was working hard for both my wife and myself but I was to find out what real investment returns were all about and my only regret is that I did not do it sooner. I would advise anyone thinking about superannuation investment to investigate Chrysalis and they too can discover, as I did, what targeted investment strategies can achieve in setting up and growing their retirement nest eggs.”
Julie, Simon and Andrew Wheals
“I met Phil Windsor 5 years ago. Throughout that time he has been a great support to me setting me on a good road to managing my investments…”
“Through my introduction to Phil, I introduced my sons to him and his team. I cannot speak more highly of them. What I like most is that you talk to someone that speaks in laymen’s terms so it is easy to understand what is happening. The ongoing contact is unsurpassed, not only with Phil but also with his team. I thank Phil and his team for the ongoing support through good times (and unforeseen) bad times. There are no words that can express my continued support, encouragement and faith in the people and the company.” – Julie
“I met Phil Windsor when I was 18 years old. I had some inheritance to invest and was fortunate to be introduced to Phil. To this day (nearly 5 years later) he is always helpful when advising and guiding on decisions. He makes you feel like not only your investments are being looked after but the people helping and working with you are highly trustworthy, helpful and communicate with you. Phil and his team are always there for you. Chrysalis is an environment that allows clients minds to be at ease and make the experience that much more relaxing and informative. I wouldn’t go anywhere else.” – Simon
“I first met Phil Windsor at the age of 14 after coming into a hefty inheritance. To the present day Phil has given me nothing but the top financial advice. With the welcoming attitude of the Chrysalis staff and Phil’s ability to communicate financial information to the everyday person we can understand. Chrysalis Lifestyle Planning is highly recommended as helpful and an enjoyable experience.” – Andrew
Ian & Vivienne Payne
“In 2004 Philip developed a comprehensive financial plan for us which enabled us to refinance our loans and invest for our future financial needs…”
“Since then, he has arranged for a pension plan for my wife when she recently left work and has put me onto a Transition to Retirement strategy which will save me over $130 000 in tax through the next 7 years. Philip has always been able to assist us with financial and other advice when we have needed it and I have already recommended Phil to many of my colleagues.”
Brenda Torok & Peter Gero
“My best friend recommended that my husband Peter and I go to see Philip, after we sold our house to get some financial advice…”
“We had seen two other consultants prior to our meeting with Chrysalis and had not made up our minds as to who should represent us.
We were both delighted by the presentation we were given. It was so professionally done. The most important part of our meeting, however, was the warm and caring way everything was explained to us by Phil and Jo. We genuinely felt they cared about being of assistance to us, and this has been borne out by all our subsequent dealings we have had with the company.
In short, we cannot recommend Chrysalis highly enough. As soon as we walked out of the door, we knew that our best interests would be served.”
Robert & Susan Pearson
“Philip looks at our needs as individuals and even in these difficult times that we are in at the moment, he finds time to assess our situation on its own merits. We look to Philip for advice and reassurance and we respect his financial expertise.”
Create the life you want
Chrysalis Lifestyle Planning Pty Ltd
Suite 301, 7 Oaks Avenue
Dee Why NSW 2099
T (02) 9972 2633
This business is a Practice Member of the AIOFP, an Association that represents practices that are not owned or affiliated with Financial Institutions. The business does accept commissions from Risk and past Financial product. As a shareholder of Wealthtrac Pty Ltd., Chrysalis Trust is entitled to receive dividend payments. Chrysalis advisers also receive soft dollar benefits from time to time which are registered."